If I was injured at work is my only claim through workers compensation?
It depends on how you were injured. The Workers Compensation Act is the sole avenue of recovery against your employer. However, if you were injured at work as a result of the actions of a third-party that is not your employer you an bring a separate claim against them for your injuries. For example, if you drive a delivery truck and are injured in a car accident that is the fault of a another driver you can bring a workers compensation claim for your work related injury and a separate claim against the driver that hurt you. The only caveat is that the insurance carrier that paid your workers compensation benefits will be entitled to file a lien on your lawsuit and will receive a portion of your settlement. This can be a very important consideration for an injured worker because recoveries in workers compensation cases are often limited by comparison to a lawsuit filed against a third party. Therefore, you should always make sure that you have a qualified personal injury lawyer with experience in evaluating third party liability cases look at your work related injury case to determine if there is a potential lawsuit that can be filed for your injury.